On November 21, Hohhot ushered in the first heavy snow since winter, and the swirling snowflakes covered the buildings that stopped working one after another.

This is the city with the highest inventory among the cities with statistical data in China, and it is also the first city in China to release the purchase restriction.

As early as this year’s "March 30" New Deal, on June 26, 2014, after the "purchase restriction order" was implemented for more than three years, Hohhot officially issued a document to cancel the purchase restriction.

According to the official data given by the Housing and Construction Bureau of Hohhot, the total inventory of Hohhot is currently 45 million square meters, except for shantytown renovation, affordable housing, relocated housing and targeted group purchase. At present, the inventory of pure commercial housing in Hohhot is more than 9 million square meters. According to the annual rate of about 3 million square meters in Hohhot, the decontamination cycle is three years.

The reporter from The Paper (www.thepaper.cn) found that the situation may be worse than the official data.

Developers who have racked their brains to sell houses:

The down payment was reduced to 16,000

On November 23rd, The Paper (www.thepaper.cn) came to the sales office of Thai Khan House in the new urban area of Hohhot. The room was empty, there was no customer, and the window was covered with white snow.

Sales staff said that the real estate will be delivered next year, and the price will be 6500-7000 yuan/square meter. "Now the market is not good. When there are many, you can sell more than 10 sets a month, and when there are few, you can only sell a few sets a month."

A similar situation is basically normal in Hohhot, and several properties that reporters have run since then have also encountered similar situations.

The sales office is empty.

In the sales office of Xiangxiehuadi in Jinqiao Development Zone, the person in charge of the agency said that the average price of the building was 5,700 yuan/square meter, and the monthly sales volume was fifteen or six sets.

The salesperson of Xiangtai Plaza, another real estate, told reporters that the average price was 6,200 yuan/square meter, "five or six sets can be sold in one month."

The high-end market is also depressed, and the sales volume is almost negligible.

In the Jintai Center of Ruyi Development Zone, The Paper only saw three left-behind salespeople in the sales office.

The salesperson said that the real estate is selling large units of 200-300 square meters, with an average price of 15,000 yuan/square meter. "It has been sold for four years. This year, I held a group purchase activity with the bank, and I can sell about 7 sets a month."

Another high-end real estate, Yitai Huafu Shijia, is in a similar situation. The salesperson said that the apartment type of the real estate for sale is 300-900 square meters, and the average price is 16,500 yuan/square meter. "It has been sold for two years. If it is good in one month, it can sell one or two sets."

"At present, it is very good to sell 30 or 40 sets of residential projects in Hohhot a month." A real estate agent told reporters this way.

The relevant person in charge of a brand of real estate enterprises said that their projects are currently priced at 6,000-8,000 yuan/square meter, and they can sell 30 or 40 sets a month on average. "The pressure is relatively high. The sales task we set at the beginning of the year is 1.8 billion yuan. At present, we have only completed 65%, and there is still one month left. We will try our best to sprint next."

In order to sell the house, developers almost racked their brains, and the most common thing is to reduce the down payment.

The most common way for developers is to reduce the down payment.

In the California Mansion in the new city, the sales staff said that the average price of the real estate is 5,900 yuan/square meter, and the down payment is launched in stages, with a down payment of 20,000 yuan and five down payments in two years. The first four times only need to pay 20,000 yuan each time, and the last one pays 40% of the down payment. "You can sell 70 or 80 sets once a customer opens a plate."

In the sales office of Evergrande City in Xincheng District, the sales staff said that the down payment was staged, with a down payment of 16,000 yuan, and the rest of the down payment was paid once every six months within three years. Only 16,000 yuan was paid for the first five times, and the remaining down payment was made up for the last time. "We opened the market at the end of May. At present, more than 1,300 houses have been sold for 2/3. The average opening price is 7,200 yuan/square meter, and now the average price is 7,700 yuan/square meter. Our project can be sold in the whole city, and the surrounding buildings can’t move."

According to Nie Qifei, general manager of Beijing Yingce, a real estate agency in Hohhot, for these properties with down payment, the developer will ask the customer to cooperate with the mortgage loan after paying the down payment, so that the developer can withdraw 70% of the funds, which is equivalent to getting the cost back, and the remaining 20% will be paid back by the customer slowly.

Real estate shutdown: the houses are all paid for the project.

On November 24th, twenty or thirty migrant workers filled the sales office in Joy Square in the new city, claiming that the developer owed them several million yuan for the project.

The salesperson told reporters awkwardly that this situation is very common in Hohhot. She told reporters that the price of the real estate is 6800-7200 yuan/square meter, and there can be zero down payment, but there must be a RV mortgage.

Nie Qifei said that this situation is not bad, and some real estate developers will choose to take the initiative to stop work when they see that the market is not good.

He said that at present, the developers of the three properties they represent will not build because the market is not good. "They are all parked and there is basically no sales. Some projects came to our agency, and we didn’t dare to pick them up when we saw that the procedures were incomplete. "

On November 25th, The Paper (www.thepaper.cn) came to Tianjiao, a real estate era in Huimin District. I saw the door of the sales office locked and there was no one inside.

According to a resident who has already checked in, according to the plan, there are 8 buildings in the community, but at present, only two buildings have been built, and the remaining 6 buildings have not yet been built. "I just bought it from someone else in April this year. It is only 300,000 yuan for 64 square meters. In Hohhot, it is normal to live without a real estate license."

In another real estate, Blue Home, the project is also only partially built, and Baixue will cover the site that has been shut down.

According to market sources, the property has been rotten for seven or eight years, and the developers have changed several times. "In 2006 and 2007, when the market was good, it opened for sale. Although it sold well at that time, there was a contradiction between the developer and the investor. The property has been idle there, and no progress has been made until the market is bad."

At No.1 Park in Saihan District, the thick ice and snow seemed to seal up the whole building, the door of the sales office was locked, and no one could be found in the huge construction site.

An old lady at the door said that the building has been shut down for more than a year.

The owner surnamed Dong, who bought a house here, told The Paper (www.thepaper.cn) that he bought the house here the year before last with a unit price of 6,000 yuan. "At first, it was said that the house could be delivered in 2012, but it has not been delivered yet."

According to a local developer, the real estate is no longer available for sale because a large number of houses are taken out for payment to builders and materials suppliers. The remaining problem is to complete the real estate.

A local developer in Hohhot told The Paper (www.thepaper.cn) that their data showed that only a few dozen of the nearly 500 buildings in the city were actually started, nearly 30% of them were at a standstill, and only 10% of them had good sales.

Also affected are businesses.

Stopped workInner Mongolia shopping mall

In the Inner Mongolia Shopping Mall in Huimin District, the sales office of hundreds of square meters is empty, dimly lit and dusty, and the sales control table peeled off on the wall also shows the hot subscription at the opening.

A left-behind staff member said that the real estate has stopped selling. "The documents are being reissued, and the project has been stopped. The first phase of delivery will be completed by the end of next year."

Inner Mongolia Mall, with a planned area of 3 million square meters and a total investment of 10 billion yuan, is known as the largest commercial project in northwest China. It is developed by Inner Mongolia Fenglong Real Estate Development Co., Ltd., with a first phase area of 500,000 square meters. It was originally planned to open this year. Since this year, the project has been in a state of suspension.

The Paper reporter saw at the scene that all the way down Guangming Street for more than 200 meters was surrounded by the construction party, but only one or two four-or five-storey building skeletons were built on the west side. According to market participants, the project opened in 2013, and the developer promised to cap it in October 2014. The previous sales have reached more than one billion yuan.

Historical legacy: a large number of buildings with incomplete five certificates

In Hengtai Shengdu, South Second Ring Road, Yuquan District, the main structure of the building has been capped, and some buildings have been built, but the roads and supporting facilities of the community have not been completed.

According to the property owners and market participants, according to the subscription contract, the planned delivery time of the property is June 30, 2013, but until now, the delivery is far away. It is such a property that is close to completion. The developer has no five certificates for development and sales. Because there is no procedure, the owner who paid 30% down payment cannot apply for a bank mortgage loan.

In Baidu City, Ming Ze, Xinhua West Street, Huimin District, an owner surnamed Xin said that the building was handed over in 2007, and the developer did not have the same certificate. At that time, the market was on fire, and thousands of houses were sold out quickly, with a price of 2700-2900 yuan/square meter.

"There is no formalities until now, and we don’t have a real estate license. The owners basically paid the down payment and paid the full amount, so I paid the full amount. " The owner surnamed Xin said that it is not practical to live without a real estate license. There is only a purchase contract. I don’t know if this house is my own, and it is impossible to make a mortgage. It is also a problem for children to go to school.

According to Mr. Qiao, a citizen of Hohhot, he bought a house in a real estate in the West Second Ring Road in 2011, with a unit price of more than 2,000 yuan. He has been staying for four or five years, and there has been no real estate license, only a purchase contract signed with the developer. "In Hohhot, there are many real estates without certificates, and the real estates five or six years ago are basically unlicensed. The house without a certificate is cheap, and our people don’t have much money. Anyway, if we buy it, we live by ourselves and don’t fall down. " However, Mr. Qiao said that he would be willing to spend some money if he could run the Shanghai Stock Exchange.

The deputy general manager of a real estate agency in Hohhot said that the real estate market in Hohhot is very irregular, and 80% of the projects they have represented have no five certificates and 50% have no one certificate.

The deputy general manager said that in other areas, developers can’t do the project without 300 million yuan, but in Hohhot, some developers can do the project with only 20 million yuan. "The land payment is not required, and the construction is funded by the construction unit. His own investment is very small. Due to insufficient funds, the follow-up funds could not keep up, and many projects stopped there. "

"This is a strange phenomenon unique to Hohhot, which is simply unimaginable in the south." A Zhejiang developer in Hohhot said.

The developer told the reporter that in order to develop and build a project according to the conventional process, the first card needed first is the construction land planning permit, the second card is the land certificate, the third card is the project planning permit, and the fourth card is the project construction permit. These cards are all related. Only when each card is completed can the next card be obtained, and the fourth card can be started, and finally the pre-sale permit is obtained. "Without one of the previous cards, it is impossible to give you a pre-sale permit. However, in Hohhot, before the fourth certificate was issued, the building started long ago. The land was not auctioned and hung, and the houses were built, and everyone moved in.

When interviewing local government departments, The Paper (www.thepaper.cn) learned that most of these cases are the negative effects caused by a large number of preferential policies for developers by the government’s investment attraction in earlier years.

In recent years, the management of government departments has become stricter, and the Hohhot government is gradually stepping up efforts to clean up these problems.

In the Hilton Plaza in Beichen, Xincheng District, the 17-storey office building and apartment have been completed, and the owner of the office building has settled in one third. However, the door of the office building is impressively reminded by Hohhot Urban Management Law Enforcement Bureau that the project is not qualified to sell houses because it has not obtained the Commercial Housing Sales License. Therefore, I remind everyone that in order to protect their legitimate rights and interests from damage, please be cautious.

Government reminder notice

Su Rui, director of the Housing and Construction Bureau of Hohhot, told the The Paper that there are about 500 properties for sale in Hohhot, and there are 174 projects with incomplete procedures, affecting 130,000 households and about 500,000 residents.

"Now we are focusing on solving it. At present, we have studied 166 projects and are completing the formalities. This year, we have reissued more than 24,000 house property certificates, and it is estimated that we can reissue 50,000 sets next year." Su Rui said.

Su Rui said that the problem of incomplete procedures is a problem accumulated over the years and involves many government departments. "In the past, we used to get on the bus first, then make up the ticket, some for attracting investment, and some for presenting the 50 th National Day and 60 th National Day projects. 174 projects are difficult to classify and have different backgrounds, "Su Rui explained.

It is reported that in order to solve the problem of incomplete procedures, the Hohhot municipal government has set up a "legacy office" and issued two targeted documents, which are led by the municipal government and jointly studied with various departments to come up with suggestions. Last year, 98 projects with incomplete procedures were sealed up.

"But this one size fits all, are not allowed to sell is not a way. If developers are not allowed to sell, their funds will become even more problematic. "Su Rui said that the prices of some projects seven or eight years ago were not high at that time. If the land transfer fee is to be paid according to the current standards, it is not realistic enough, and the developers do not have the money, so they can only compromise according to the situation at that time.

The amount of inventory: actually more amazing than the official announcement

According to Cui Xuewu, general manager of Shengjiuhe, a real estate agency in Hohhot, before 2012, it was a period of rapid development of the real estate market in Hohhot and also a golden period.

"At that time, Hohhot was indeed a depression. In 2004 and 2005, the annual real estate development in Hohhot was less than one million square meters. The price is also low, and the average price per square meter is two or three thousand yuan. As long as there is a real estate for sale, it will be sold out soon. " Cui Xuewu said that at that time, the purchasing power of Inner Mongolia was also strong. People who got rich quickly by coal and energy came to Hohhot to buy houses. The market was improving, and various developers also invested in it, including some enterprises that were originally engaged in coal and energy industries. Some brand housing enterprises also entered one after another.

According to the relevant personage of Hohhot Housing Society, before 2012, the house price in Hohhot has been rising. Take the project of a brand real estate enterprise as an example, it opened in 2007, and the average price was 3,200 yuan/square meter, which quickly rose to 4,000 yuan/square meter, and reached 5,000 yuan/square meter in 2009, 6,000 yuan/square meter in 2010 and 7,000 yuan in 2011.

With the introduction of the purchase restriction policy, the market quickly cooled down. "At the peak of the market in 2012, the price of the whole city was 7,000-8,000 yuan/square meter, and the current price returned to 5,000-6,000 yuan/square meter." The person in charge said.

On March 31, 2011, under the background of the tightening regulation of the national property market, Hohhot also issued a "purchase restriction order", and the overall property market in Hohhot immediately entered a freezing period.

Cui Xuewu said that the turning point in the market was in 2012, and the inventory began to surge from 2012.

"Many developers are also greedy. When the market is good, they don’t hurry to sell. They hoard houses and hoard land in large quantities, hoping for price increases in the later period. By 2012, the regulatory role has emerged and they can’t sell it." Cui Xuewu has some regrets.

Due to a large number of land grants to build buildings in the early stage, there was a large backlog of real estate in Hohhot, and the inventory began to increase.

According to the official data given by the Housing and Construction Bureau of Hohhot, the total inventory of Hohhot is currently 45 million square meters, except for shantytown renovation, affordable housing, relocated housing and targeted group purchase. At present, the inventory of pure commercial housing in Hohhot is more than 9 million square meters. According to the annual rate of about 3 million square meters in Hohhot, the decontamination cycle is three years.

However, this inventory data is only for projects with complete five certificates, and a large number of buildings without formalities are not included.

A local developer in Hohhot said that according to their data, including those projects with incomplete procedures, the total inventory in Hohhot is currently 40 million square meters, of which the pure residential inventory is 24 million to 25 million square meters. According to the annual decontamination amount of 3 million square meters, the inventory decontamination cycle is 7-8 years.

According to the data of Hohhot Municipal Bureau of Statistics, from January to September this year, the city’s real estate development investment was 40.64 billion yuan, down 5.2% year-on-year (compared with the same period of last year). In the first three quarters, the newly started area of real estate in the city this year was 6.315 million square meters, up 8.6% year-on-year, of which the residential area was 4.315 million square meters, up 2.0% year-on-year. By the end of September, the total sales area of commercial housing in the city was 2.137 million square meters, an increase of 2.8% over the same period last year. The main problems are that the scale of development and acquisition of land has been greatly reduced, and the construction and completion areas of houses have both declined. By the end of September, the land acquisition area has decreased by 52.3% year-on-year, and the construction and completion areas have decreased by 5.8% and 19.7% respectively.

The person in charge of Hohhot Branch of a brand real estate enterprise said that according to their internal statistics, at present, the decontamination cycle of Hohhot Commercial Office is more than 185 months, and the decontamination cycle of houses is 72 months, which has to be sold for seven or eight years.

The person in charge of a real estate agency company told The Paper (www.thepaper.cn) that in many real estates, the most houses are not developers, but builders.

The developer’s documents are not uniform, the bank’s loan can’t come down, the construction unit has to build, and the money is really not available. The developer can only arrive at the house.

For example, the agent said: "For example, for a project we represent, the market price is 6,000 yuan/square meter, and the developer pays the bill to the builder at the market price, and the builder pays the bill to the material supplier, and finally sells it to the customer for more than 3,000 yuan, requiring a one-time payment. Developers also have no money to pay our agency fees, but also take the house to pay, and we are also realizing at a low price. "

For the next trend of the property market, most of the interviewees believe that it will be in the stage of destocking for a long time to come, and the amount of new construction will be reduced a lot.

Cui Xuewu said that the market will be differentiated next, enterprises without development and financial strength will be eliminated, and the profits of brand housing enterprises will also be reduced.

Ji Hangang, director of the development department of Hohhot Real Estate Administration, said that the average price of the property market in Hohhot is 5,600-5,800 yuan/square meter, and the overall housing price level is not high, which is lower than that of the capital cities of neighboring provinces such as Yinchuan, Shijiazhuang and Taiyuan. "It didn’t go up much, but now it can’t go down if you want to."

Ji Hangang expressed great difficulty in destocking in Hohhot. He said that as the capital of Inner Mongolia Autonomous Region, the population of Hohhot is relatively small, only about 2.6 million people, with an annual increase of more than 100,000 people, mainly immigrants from some pastoral areas and counties in the province. The cancellation of the purchase restriction policy and a series of stimulus policies introduced since the second half of last year have stimulated the market to some extent, but they may not last for a long time. "Inventory destocking is a national problem, and the population aggregation effect is obviously poor in a third-tier city like ours in the west. Ji Hangang said that in another two years, a large number of small and medium-sized housing enterprises will withdraw from the market.

　　Zhongxin Jingwei Client September 30th (Seimi Zhang) The words "deposit" and "savings" cannot appear on the adjustment of mortgage interest rate policy, the express parcel is not allowed to be "lost" at will, the train diagram of the national railway adjustment and the insurance leaflet. September has come to an end, and in October, a number of new regulations will be formally implemented, which will affect your life and mine.

　　New national regulations

　　The new personal mortgage interest rate is adjusted according to LPR.

　　Since October 8th, the interest rate policy of housing loan has changed: the new commercial loan interest rate is formed by adding the loan market quotation rate (LPR) of the latest month as the pricing benchmark; The interest rate of two sets of commercial personal housing loans shall not be lower than the quoted interest rate of the loan market for the corresponding period plus 60 basis points; The loan interest rate for commercial housing purchase shall not be lower than the quoted loan market interest rate for the corresponding period plus 60 basis points. The interest rate policy of provident fund personal housing loan will not be adjusted for the time being.

　　The provincial branches of the central bank shall, in accordance with the principle of "making policy according to the city", determine the lower limit of the interest rate of the first and second sets of commercial personal housing loans within their jurisdiction on the basis of the unified national credit policy and according to the changes in the local real estate market situation. Banking financial institutions should reasonably determine the specific plus point value of each loan according to the lower limit of plus point.

　　Data map: Express cabinet. Zhongxin Jingwei Seimi Zhang photo

　　Express parcels are not allowed to "throw" the express cabinet at will.

　　The "Measures for the Administration of Intelligent Express Box Delivery Service" will be implemented on October 1, when the user will be given the right to choose whether the package can be put into the express box.

　　In life, people often encounter such a thing. When the recipient is not at home, many couriers will put the express parcel in the smart express box. Some couriers even put the express parcel in the express box without the consent of the recipient. At present, the intelligent express box service is not standardized and there are hidden dangers, which once became the focus of attention of all parties. In this regard, the State Post Bureau issued the "Measures for the Administration of Intelligent Express Box Delivery Service", which stipulates that the delivery of parcels in express boxes requires the consent of the recipients, and at the same time, no fees may be charged.

　　Nurseries and kindergartens cannot be built together with commercial and entertainment buildings.

　　The Ministry of Housing and Urban-Rural Development recently announced the partial revision of the industry standard "Code for Design of Nurseries and Kindergartens" (hereinafter referred to as "Code"), which will take effect on October 1, 2019.

　　The Code clarifies that at present, some nurseries and kindergartens are jointly built with commercial, entertainment and other buildings, which are prone to fire, and the joint construction with these buildings poses great hidden dangers to the safety of young children. Therefore, it is stipulated that nurseries and kindergartens can only be built together with residential, pension, education and office buildings. These buildings are relatively standardized in management and the probability of fire is relatively small. In addition, in order to ensure the safety of infants and young children, it is stipulated that independent evacuation stairs and safety exits should be set up, which should comply with the provisions of the fire protection code for building design.

　　The Regulations on the Protection of Children’s Personal Information Network will be implemented on October 1.

　　The Regulations on the Protection of Children’s Personal Information Network (hereinafter referred to as the Regulations) came into effect on October 1, which is the first special legislation on the protection of children’s personal information network in China.

　　The Regulations clarify that no organization or individual may produce, publish or disseminate information that infringes on the safety of children’s personal information. The Regulations point out that network operators should set up special rules and user agreements for the protection of children’s personal information, and designate special persons to be responsible for the protection of children’s personal information.

　　Data map: Harmony high-speed rail. Zhongxin jingwei photo

　　The new train diagram will be implemented on October 11th.

　　From 0: 00 on October 11th, the railway will implement a new train diagram, which will adjust some high-speed trains and general-speed trains, Jiaozuo — Shenzhen North G75 changed to G549, Zhengzhou East — Guilin North G425/6 times changed to G439/40 times, Beijing West — Lanzhou West G427/8 was changed to G437/8, Beijing West — Lanzhou Z75/6 times changed to Z129/30 times, Luoyang — Ningbo K428/5 and K426/7 were changed to K168/5 and K166/7 respectively. Z182/3 Shenzhen East — Linhe is adjusted to Shenzhen East — Baotou.

　　In addition, the Ningqi Railway will run through the whole line for the first time. The Ningqi Railway will run 7.5 pairs of CR200J Fuxing power centralized EMU trains, and you can sit all the way from Qidong and Haimen to Nanjing. For the first time, two pairs of bullet trains were opened from Xiamen to Meizhou, and the fastest travel time of the railway was shortened from about 5.5 hours to more than 3 hours, further strengthening the exchanges between Fujian and Guangdong.

　　The newly-built Mei (Zhou) Shan (Tou) Railway will be put into operation. At that time, the D3286/7 and D3288/5 times from Hankou (Yichang East) to Xiamen North will be extended to the west end of Meizhou, and the trains will be changed to D3286/7/6 and D3285/8/5 times. The bullet trains from Wuhan will go directly to Zhangzhou, Chaoshan, Jieyang, Fengshun, Shejiang and Meizhou for the first time.

　　Health food will pay equal attention to production and management.

　　The Measures for the Administration of the Catalogue of Health Food Raw Materials and the Catalogue of Health Functions issued by the State Administration of Market Supervision will be officially implemented on October 1st.

　　The method clarifies the procedures and paths for the formulation, adjustment and publication of the catalogue of health food raw materials and the catalogue of health functions that are allowed to be claimed, changes the situation dominated by the government in the past, allows industrial enterprises to stand in the center of the catalogue and function research stage, and greatly encourages and promotes industrial R&D and innovation.

　　Food safety sampling inspection covers vending machines and unmanned supermarkets.

　　In August this year, the State Administration of Markets issued the newly revised Administrative Measures for Sampling Inspection of Food Safety, which will be implemented on October 1, 2019.

　　The "Measures" clarify that the market supervision and management department can refer to the provisions of these Measures on online food safety supervision and sampling inspection to organize sampling inspection for food operators without actual operators such as vending machines and unmanned supermarkets.

　　In addition, the results of supervision and sampling inspection and the information related to the verification and disposal of unqualified food should be recorded in the credit files of food producers and operators as required, and the information such as administrative punishment should be collected into the national enterprise credit information publicity system according to law. If there are serious violations of law and dishonesty, joint punishment shall be implemented according to regulations.

　　The first import of prepackaged foods labels was cancelled.

　　In order to facilitate the relevant import enterprises and further optimize the business environment at the port. On October 1st, China cancelled the filing of the first import label from prepackaged foods. Prepackaged foods refers to food prepackaged or made in packaging materials and containers.

　　It is worth noting that the cancellation of filing is not the cancellation of supervision. As one of the food inspection items, the imported prepackaged foods labels are inspected by the customs in accordance with the relevant laws and administrative regulations on food safety and import and export commodity inspection. Where the imported prepackaged foods is selected by the customs for on-site inspection or laboratory inspection, the importer shall submit its qualification certification materials, original and translated labels imported into prepackaged foods, Chinese label samples and other certification materials to the customs officers.

　　The customs suggests that consumers should try to buy imported food from formal channels, and they can ask the merchants for the Inspection and Quarantine Certificate of Entry Goods when purchasing. If consumers find that the imported labels from prepackaged foods are suspected of violating relevant regulations, they can report to the customs department.

　　Data Map: China Banking and Insurance Regulatory Commission. Zhongxin Jingwei Zhang Yihua photo

　　The words "deposit" and "savings" cannot appear on the insurance leaflet.

　　On August 27th this year, the official website of China Banking and Insurance Regulatory Commission released the Measures for the Administration of Commercial Banks’ insurance agency business (hereinafter referred to as the Measures), which regulated many details of commercial banks’ insurance agency business and came into effect on October 1st.

　　According to the Measures, all kinds of insurance documents and publicity materials should be obviously different from bank documents and publicity materials in terms of color, style and materials, and the Chinese and English words with the name of a commercial bank or the image logo of a commercial bank should not be used, and the words "deposit", "savings" and "jointly launched with the bank" should not appear.

　　Combined declaration of urban land use tax and property tax

　　Recently, State Taxation Administration of The People’s Republic of China issued the Announcement on Revising the Declaration Form of Urban Land Use Tax and Property Tax (hereinafter referred to as the Announcement). Since October 1, 2019, urban land use tax and property tax have been declared together.

　　The Announcement clarifies that the tax return, detailed tax reduction and exemption return and tax source list of urban land use tax and real estate tax will be merged into the tax return of urban land use tax and real estate tax, detailed tax reduction and exemption return of urban land use tax and real estate tax, and detailed tax source list of urban land use tax and real estate tax.

　　Data map. Zhongxin Jingwei Seimi Zhang photo

　　New local regulations

　　Hebei: Individual rental housing is subject to income tax of 5%-10% of the rent.

　　Hebei Provincial Taxation Bureau has standardized and improved how to pay individual income tax on individual rental housing in Hebei Province. If individual rental housing cannot provide cost, income tax will be levied at 5%-10% of rental income, and the new regulations will be implemented as of October 1.

　　Hebei stipulates that if an individual rents (sublets) a house and cannot provide legal and accurate proof of the cost and expenses, and cannot accurately calculate the cost and expenses of renting the house, the taxable income shall be verified within the range of 5%-10% of the rental income. The specific application ratio shall be determined by the municipal tax authorities. The municipal tax authorities refer to all districts and cities (including Dingzhou and xinji city) and xiong’an new area Taxation Bureau.

　　Official website, Hainan Provincial Housing Provident Fund Administration. Zhongxin Jingwei Seimi Zhang photo

　　Hainan: Adjustment of Renting and Withdrawing Provident Fund Business

　　From October 1st, Hainan clarified the definition standard of employee’s renting land and the number of months of renting, and reiterated that rental housing should have legal ownership requirements, further curbing the problem of paying employees’ fictitious renting consumption behavior to take housing provident fund.

　　Hainan stipulates that employees withdraw the housing provident fund to pay the rental. If the employee’s deposit place has not changed within the validity period of the rental withdrawal dating back one year from the date of issuance of the certificate of no housing, it is determined that the deposit place of the housing provident fund is his rental place, and the actual number of months that can be withdrawn from renting a house does not exceed the number of months of deposit; During the validity period, if the employee’s deposit place changes, the rental place shall be determined according to the deposit place, and the actual number of months that can be extracted from the rental house shall not exceed the number of months that the rental place is determined by the section; During the period of validity, if the employees stop paying, the rental place during the period of suspension will be determined according to the continuous deposit place before the suspension, and the number of months of suspension can be included in the actual rental months; The precondition that employees must pay in full for 3 months in a row when handling the rental withdrawal business refers to the deposit behavior that employees pay in full for 3 months every month when applying for rental withdrawal. Repayment is not recognized as continuous deposit.

　　Guangxi: Self-heating food is prohibited on trains.

　　The Regulations on Railway Safety Management in Guangxi Zhuang Autonomous Region (hereinafter referred to as the Regulations) will be officially implemented on October 1st.

　　The "Regulations" put forward clear requirements for passengers’ behavior, and included 14 kinds of behaviors that endanger the order and safety of railway stations and cars, such as dominating seats, staying on the platform, crossing the platform, using self-heating food, and spreading rumors. In addition, the "Regulations" also clarify that if passengers commit acts that endanger railway safety, they will be included in the untrustworthy system.

　　In addition, flying drones and flying kites within 500 meters along the railway and building plastic greenhouses in railway protected areas are prohibited.

　　Qinghai: The Measures for the Mediation of Price Disputes in Qinghai Province came into effect on October 1st.

　　On October 1st, the first provincial government regulation on price dispute mediation in Qinghai Province, the Measures for Price Dispute Mediation in Qinghai Province (hereinafter referred to as the Measures), will be officially implemented.

　　The Measures stipulate the subject, conditions, scope and time limit of price dispute mediation. The conditions of mediation include four aspects: "matters that fall within the scope of price dispute mediation, the parties to the dispute agree to mediation, have a direct interest in the disputed matters, and have clear mediation requests, reasons and factual basis". The "Measures" also stipulate that the mediation of price disputes should adhere to the principle of efficiency, and in general, it should be completed within 45 days from the date of acceptance.

　　Qingdao: "Reducing the certificate to facilitate the people", the administrative organ may not ask for the certificate repeatedly.

　　The Interim Provisions of Qingdao Municipality on the Administration of Certification Matters (hereinafter referred to as the Interim Provisions) shall come into force on October 1st. It is reported that the "Interim Provisions" have innovatively standardized many aspects of the management of certification matters, which is the first in China.

　　The "Interim Provisions" stipulates that citizens, legal persons or other organizations have submitted certificates that have entered the handling process when handling relevant matters, and the administrative organs responsible for the follow-up of the same government service matters shall not require citizens, legal persons or other organizations to provide them repeatedly.

　　Taiyuan: Ethanol gasoline will be widely used from October.

　　From October 1st, Taiyuan will fully promote the use of ethanol gasoline for vehicles. All gas stations are prohibited from selling non-vehicle ethanol gasoline to end users (except for military special needs and national and special reserve oil), and all vehicles will be sold ethanol gasoline instead.

　　According to the notice issued by the Shanxi provincial government, in order to further optimize the energy structure, reduce the emission of automobile exhaust pollutants and improve the ecological environment, Shanxi will promote the use of ethanol gasoline for vehicles step by step in the province, and pilot projects will be carried out in Taiyuan, Yangquan, Changzhi, Jincheng and other cities involved in the Beijing-Tianjin-Hebei air pollution transmission channel in 2019. (Zhongxin Jingwei APP)

Special feature of 1905 film network On the fourth day of the release of Tsui Hark’s new work "The Four Kings of Di Renjie", the box office broke 300 million, while the cumulative box office of the competing "The Richest Man in Xihong City" has exceeded 1.1 billion, leaving the "Four Kings" far behind.

The first two Di Renjie series have doubled the box office from 286 million to 600 million, but this time, it is difficult to double the box office to 1.2 billion.

　

Is the film bad? Or is "The Richest Man in Xihong City" too strong?

In the audience’s word of mouth, The Four Kings scored 6.7 points for Douban and 8.2 points for Cat’s Eye, which is really mediocre. Look at "The Richest Man in Xihong City" next door, and the cat’s eye score is as high as 9.3 points!

Although the box office and word-of-mouth are not ideal, in the eyes of most people, this new work is the best in the whole Di Renjie series at present.

　

However, Xiao Dianjun also noticed that many viewers had a question after watching the film.

　

"Di Renjie’s Heaven Empire" has a thrilling moment when the statue of the floating pagoda collapses, and "The Dragon King, the God of Di Renjie" has a giant "Aohuang" that suddenly flies over the warship.

But what are the "Four Heavenly Kings" in Di Renjie’s Four Heavenly Kings?

　

Are the four gods of heavenly kings that glared at Wei Chi Zhenjin and the Ghost Badger when they robbed Kang Long Mace in Tianwang Temple?

　

Is it the eye monster "Red-eyed King" who sealed the inferno in the battle of Dali Temple at the end and transformed it with the method of shifting souls?

　

Di Renjie, Sha Tuozhong, Wei Chi and Shui Yue, the four heroes who rode horses to the unknown front in the egg?

　

Or indirectly refer to and echo the core expression in the film with the four great kings of Buddhism — —"Hell is not empty, and I will never become a Buddha."?

　

Whether the "Four Heavenly Kings" are real or imaginary is actually traceable in movies, but what many people don’t notice is that,For director Tsui Hark, he also has his own "Four Kings" in this film, which are the four aesthetic signs of Tsui Hark’s film: strangeness, power, chaos and spirit!

　

Fortunately, "Di Renjie" series didn’t add the word "detective" in the title at the beginning. Although the first one was a suspense detective film with reasoning elements, it has completely turned into a martial arts supernatural film that "collectively fights monsters".

　

Most of the praise for this new film falls on the five visual wonders: the golden dragon, the strange fish, the white ape, the glaring king, and the tentacle monster like rambutan.The most powerful aesthetic label of Tsui Hark’s films is his "strangeness".

　

The first is his monster complex.Tsui Hark is known as "the hermaphrodite in the new wave movies", and the nickname "Xu Laoguai" has been used to this day. He is deeply influenced by Hollywood monster movies, Japanese special films and comics, and he also loves to find creative inspiration in China’s myths and legends.

Butterfly Change, the first film in 1979, is a martial arts experimental film with the concept of "mutating butterflies to kill people", which combines Gu Long’s novel Blood-sucking Moth, Japanese horror film Eight Graves Village and Hitchcock’s Birds.

He is also known as "Spielberg of Hong Kong", just as foreign scholars commented on Spielberg, "The skill to win the audience is to extract the essence from Hollywood’s’ groceries’ and absorb the strengths of each family".Tsui Hark is good at "stealing teachers". The elements of Hollywood monster films can be seen everywhere.

　

The opening of the Dragon King, the destruction of the warship by the Aohuang and the great white shark in Spielberg’s film all pave the way for narrative suspense with the way of "only hearing its voice but not its shape" and "still hiding half her face from us behind her guitar".

In "Four Kings", the white ape standing on the roof of Dali Temple tore the monster, which seems to have jumped into the set of "Furious Beast" at a closer point. From a farther point of view, isn’t it the "King Kong" who stood at the top of the Empire State Building and dueled with a helicopter?

In the end, the "magic wheel" appeared when Master Yuan Xiu confronted the boss of the inferno. The package shape was very similar to the face-hugging bug in Alien and the eyeball of the glaring king. You can even think of the zerg big BOSS&hellip in starship troopers. …

　

Counting the monsters in Tsui Hark’s movies in the 1990s, there are the tree demon grandma and the big BOSS Montenegro old demon who absorbed men’s blood in Ghost Story, the Millennium centipede essence in Ghost Story: Infernal Affairs, and the megalithic monster in Ghost Story: The Way to the Road.

The white snake and the green snake in Green Snake, the white crane and the thousand-year-old fire turtle in New Crane Needle, and even the modern monster & HELIP in Monster City and Black Xia 2. …

　

After the new century, Tsui Hark seems to prefer "intensive" and "tentacle" monsters.The glaring king with eyeballs all over his body in The Four Heavenly Kings of Di Renjie was reflected in The Biography of Shushan in 2001, in which the monster Youquan is a huge skull composed of dense stones.

There are also piles of red scarabs … It is a nightmare for people with "intensive phobia".

The tentacle monster like Rambutan in the film is shown in Journey to the West and daoist magic written by Tsui Hark: spider essence, demon "red eyes" and "big nose hair" are covered with red tentacles.

Tsui Hark is becoming more and more fond of presenting some large animals on the screen:The devil fish in Di Renjie’s Dragon King, the big tiger in Taking Tiger Mountain Outward, and the Four Heavenly Kings of Di Renjie have gone from dealing with a single animal to gathering golden dragons, strange fish and white apes. ……

There are 23 concept pictures at the end of The Dragon King, where there are nine-tailed foxes, bronze warriors, Jiuding Beads and Garuda … Garuda’s eagle image appears in The Four Kings. Therefore, as long as the Di Renjie series is filmed, Tsui Hark’s "Monster Universe" will continue to bombard the big screen.

The "weirdness" in Tsui Hark’s films is not only monsters, but also pays special attention to the "weirdness" in character modeling.He not only respects history, but also makes textual research on historical facts in serving Buddhism, but also exaggerates and grotesques the faces and forms of some characters without explanation.

Yang Zirong, the Monkey King and Granny Tree Demon all have thick black eye makeup:

Pei Donglai, Pig Bajie, White-haired Witch, Yuhua Tian … They all have scary faces, and they can’t tell right from wrong.

Although no one wears eye makeup or paints white in The Four Kings, Wei Chi, played by William Feng, has to keep his eyes wide open and his facial expression will collapse like a Peking Opera. And his role, that is, wavering between his own power and interests and Di Renjie’s brotherhood, is unpredictable.

　

Goblins like Green Snake, Xiaoqian and Spider Spirit always have long, thin eyebrows, and some of them even turn a corner. This time, Wu Zetian, who was controlled by alchemy, also has this kind of eyebrows, which is completely different from the short, round and thick eyebrows in Heaven Empire.

Another passive hand and foot on the eyebrows is Shuiyue, and two eyebrows are set with diamonds, which is very strange.

　

Buludu and Ma Jinliang in flying swords of dragon gate, the eccentric king in A Demon Journey to the West, and Eight donkey kong & HELIP in Taking the Tiger Mountain Outward; Some are foreign people, some are villains, and their faces are printed with grotesque marks.

This time, almost everyone’s face was tattooed with patterns and patterns.

　

Sometimes they can distinguish between good and evil, and sometimes they are difficult to distinguish.Tsui Hark just wants some specific characters to have their own unique visual labels.This kind of plastic art, whether it has a clear personality orientation or a vague faction implication, leaps to the screen, which makes his characters more energetic and memorable.

　　

"Power" is the sense of power in Tsui Hark’s movies, and the most basic thing is his action play style.

　

Hong Kong’s martial arts films are always divided into North and South schools. Roughly speaking, the Southern School is a real Kung Fu school, with Liu Jialiang and Bruce Lee as its representatives.

The northern school pays more attention to the skill of action and has a sense of performance on stage. One kind is the acrobatic Kung Fu comedy of the Seven Little Fooks, and the other is the light, elegant, fierce and chic action drama in the films of directors Hu Jinquan and Chu Yuan.

　

By the time of Tsui Hark, most of his martial arts scenes were more focused on the northern style.Especially the Ghost Story series, the legendary swordsman series and Xinlongmen Inn with Cheng Xiaodong,It’s more a collision move, and there is no in-depth conversion between attack and defense. It’s more like the step-by-step cooperation of two people dancing, and it’s more inclined to show the artistic conception and atmosphere of the action scene.

He also does the integration of the North and the South.Several Huang Feihong series directed by Yuan Bin are all realistic action styles, while Knife is both violent and powerful and has a formal freehand brushwork, not to mention Seven Swords, which has Liu Jialiang’s real skill and a free and easy sword gesture.

Based on the tradition of the North-South School, Tsui Hark’s new martial arts films have more dynamic martial arts scenes, more skillful movements, and more gorgeous and beautiful impressions.

The series Ghost Story of Ghost Story always escapes from the sky, flying swords of dragon gate is full of flying eaves and climbing walls, and The Legend of Shushan is always flying fairy … The same is true of the Di Renjie series, which is where Tsui Hark transcends the tradition of the North-South School:Pay attention to the use of modern stunts.

Tsui Hark is a "technical madman". As early as Butterfly Change, he replaced lightness skill, sword and magic with springs, hooks and gunpowder, and replaced kung fu with science and technology.

In "The New Swordsman of Shushan", he upgraded the technique of hanging Weiya in Hong Kong’s traditional stunts. In the past, the actor in Hong Kong films could only fly in a straight line, but after his transformation, the actor could fly in curves and turns.

Tsui Hark is an overseas student who went to the United States to study, and has a special liking for Star Wars. When filming "The New Swordsman of Shushan", he invited the industrial light and magic special effects team of "Star Wars" to Hong Kong, and introduced Hollywood special effects technologies such as models and optics into Hong Kong films for the first time.

　

In 2001, in "Biography of Shushan", Tsui Hark used live-action +CG technology, and the whole film had more than 1,600 special effects shots. He wanted to make a martial arts film into a science fiction film, even though it seems to be "fifty-five-cent special effects" now, but CG technology just arrived in China, and the actors didn’t quite understand what green screen performance was.

　

Although the 1986 Chivalrous Woman Thirteen Sisters was a three-dimensional martial arts film, Tsui Hark’s flying swords of dragon gate was the first all-3D martial arts film in Chinese history. "Di Renjie’s Dragon King" is a bold breakthrough, IMAX+3D+ underwater shooting; "Outwit Tiger Mountain" is the first 3D red revolutionary movie.

　

Tsui Hark’s step-by-step efforts in technology have made martial arts films move from the handicraft stage of physical fighting to the modernization of science and technology.Based on repeated experiments and upgrades, we can be so carried away by the false visual spectacle of The Four Kings of Di Renjie, which is close to reality.

　

After indulging in 3D technology, Tsui Hark always likes to "shoot" the audience’s eyes with various weapons on the screen.Not only that, but every weapon he designed in the film also made the action scenes have stronger screen impact. Just like this Tianwang Temple duel:

Wei Chi’s 360-degree rotating sword and darts, and the double knives like the "Golden Wheel of the Sun and Moon" in The Legend of Shushan, inspire more powerful action scenes in the offensive and defensive rounds.

　

Look at Dong Fangbubai’s embroidered needle, Yan Chixia’s talisman, Li Yingqi’s heavenly fencing, Lei Yanjian in the sky, Zhao Huaian’s long sword, and Buludu’s Gankun Circle & HELIP; …

These weapons designed by Tsui Hark not only serve the visual effects, but also are the spiritual weapons of the characters.The most obvious one is Seven Swords, in which seven swords represent the different personalities of seven swordsman.

Di Renjie’s Kang Long Mace is even more so.

　

Kang Long Mace is a majestic artifact presented to the king Ji, which naturally symbolizes Di Renjie’s dignity and rights. But this time, the film emphasizes that it is a defensive weapon with no sharp edge and its function of breaking all attack weapons.

This is in perfect harmony with Di Renjie’s passive and conservative personality and his ability to solve all strange cases and repel the villains.

　

"Four Heavenly Kings" is a bloody case caused by a "Kang Long Mace". This time, Tsui Hark’s weapon has leapt to become the narrative MacGuffin and the driving force of the story.

　

Single shot with an average of several seconds, stormy editing, multi-angle shooting position, push-pull, shake-follow movement mode,Tsui Hark’s previous works generally used such a messy image style to stimulate the audience’s adrenaline.

　

However, because of 3D, the fast-paced cutting and diverse composition movements are easy to make the audience dizzy and vomit. Therefore, watching "The Dragon King of the Gods" and "The Four Kings", the pace of lens editing is obviously slower than in the past, and the shooting angle and motion mode tend to be simple.

However, the visual chaos in Tsui Hark’s films is still changing.

　

One is that he will use the deformation on the lens instead.This is most reflected in The Dragon King of the Gods, such as the distorted picture when Di Renjie first came to Luoyang to read Wei Chi’s lip language;

The second is to fill the screen with colorful and grotesque weapons, costumes, art scenes and special effects monsters, which is complicated and creates instant attraction.

　

Chaos in audio-visual style and chaos in story text are two sides of Tsui Hark’s film.

　

Most of his film stories took place in the years of rebellion. Xinlongmen Inn was the Ming Dynasty when Dongchang was monopolized, Huang Feihong was the turbulent era in the late Qing Dynasty and the early Ming Dynasty, peking opera blues was the period of the Republic of China when warlords were fighting, and Green Snake and Ghost Story were fictional shemale and shemale worlds …　

It is precisely because of troubled times that justice and evil have the soil of binary confrontation, so that heroes and villains can struggle with each other, stimulate the most direct drama conflict, and finally release the chivalrous feelings of loyalty to the liver and righteousness.

　

Even though the Di Renjie series is a prosperous Tang Dynasty under the reign of Ersheng Lingchao and Wu Zetian, Tsui Hark has to create a troublesome context in troubled times.

Heaven Empire is Sha Tuo’s personal dissatisfaction with Wu Zetian, The Dragon King of the Gods contains threats from overseas forces in the eastern island countries, and The Four Heavenly Kings is evil influence who seals the inferno’s challenge to the established regime and Wu Zetian’s lust for power.

In the rebellious world, the story lines in Tsui Hark’s works are actually not complicated, but there are many narrative lines, rapid logical changes and fast transition rhythm.Just like "Four Kings", the four sides wrestle and intertwine with each other, and there is often a clue that has not been explained yet, and the next scene will start non-stop.

Not only that, the disorder of genre is also Tsui Hark’s aesthetic label, and it is also a kind of blameless "original sin" brought by Hong Kong film production environment and Hong Kong film style in the last century.In a movie, martial arts, science fiction, reasoning, monsters, politics, love, comedy … He seems to take care of everything, as in Di Renjie.

　

Compared with the first two films, The Four Heavenly Kings has the most comic elements, and Sha Tuozhong and Shui Yue are almost a pair of funny actors.

Peeping at the bath, beating up, accidentally hitting the wound and vomiting blood … These are all the nonsense tricks used by Tsui Hark in action comedies in 1980s and 1990s, such as Ghost Horse Wises Many Stars, Best Partner, The Secret Order of Queen 3, happy ever after, etc.

　

Tsui Hark also has a special preference for "disorder" in character gender.For example, Dong Fangbubai, who is gorgeous and heroic, can’t tell the gender, the tree demon grandmother in Ghost Story, the father-in-law Yu Huatian who is sometimes feminine and domineering, and the real person of Jiugong in Journey to the West & HELIP; … This kind of role is also set in Four Kings — Flying smoke.

　

Shangguan Jinger in Di Renjie’s Heaven-reaching Empire has a strong personality before Wu Zetian and a tender side before Di Renjie. Behind her, there is a mask of masculinity.

He loves this kind of female royal sister, just like Shui Yue in this film. She is strong and independent, who dares to love and hate, and is the master of her own destiny.

　

"Without words, Machamp confuses God", and the "God" here refers to ghosts and gods.

　

It is not so much that Tsui Hark loves to show scary or ghostly demons in supernatural films as that Tsui Hark intends to talk about people. Ghost Story is saying: Ghosts also have people’s worldly desires, and ghosts also have the right to love a person;

In "Green Snake", the white snake let the green snake gradually know what human emotion is, and Xiaoqing let Fahai escape into what is the ultimate confusion of the Buddha.

　

"Four Heavenly Kings" integrates the religious and ethical issues of ghosts and gods and Buddhism, and becomes the most critical part of the film.There are not only one kind of ghosts in movies, but at least three kinds: the illusion of sealing demons, magic and shifting souls, and human demons.

　

The setting of alchemy makes Tsui Hark’s imaginative vision more logical and acceptable. This setting is undoubtedly a satire on the demons who avenge the inferno and Wu Zetian’s desire for power: the power struggle is an illusion and a bubble.

In the end, Tsui Hark conquered everything with the Buddhism of the master of circle measurement: "Hell is not empty, and I will never become a Buddha", there is an evil ghost in everyone’s heart, and "a hundred years of lust for power … A generation of hatred, why leave future generations. "

Therefore, it seems that Yuance and Di Renjie are maintaining the stability of the established regime. In fact, they are transcending politics, letting bygones be bygones, letting go of hatred and pursuing the present peace. This is also a projection discourse of Tsui Hark and the whole series of Di Renjie on the present reality.

　

Confucius didn’t talk about "Machamp’s disorderly gods" and wanted to govern the country with benevolence and courtesy, but Tsui Hark described the universal moral concept of peace and justice with the film aesthetic style of "Machamp’s disorderly gods".

　

When Tsui Hark and Shi Nansheng set up a film studio in the 1980s, they asked the directors: "First, they should have their own style; The second is to have something to say — Even if it is a kung fu film, there must be something to say; Third, we should "follow the mass line", and commercial films must entertain the audience, so that they can be vented and feel better.Movies are mass media. I hope we can breathe with the audience … … The masses watch movies with their feelings, not with their heads."

　

Even though filming in the north, Tsui Hark has always insisted on making this kind of popular film, which requires direct and enjoyable sensory stimulation, instant sensationalism and pleasant pleasure.

　

If in "The Four Heavenly Kings of Di Renjie", you have to struggle with why the ghost night didn’t kill Er Sheng directly in the hall, why Wu Zetian, who was controlled by magic, wasn’t instructed to kill the emperor, or how Di Renjie learned magic … You will lose all the fun of audio-visual perception.

　

Although sometimes the plot is scattered, sometimes it becomes hilarious when it is serious, there is a bad taste of B-class movies in A-class productions …These are the labels of Tsui Hark’s existence as a film author, and they are also the game spirit of "going too far and being crazy" in the golden age of Hong Kong movies!