Mysterious gift

　　It turned out to be a broken hand

　　Mr. Liu, from zunhua city, Hebei Province, is an individual mine owner, who also deals in mineral machinery parts. He is a well-known wealthy businessman in Zunhua. At 3 o’clock in the afternoon of December 22, 2004, a strange man with a plait and a foreign accent suddenly came to Mr. Liu’s house. He gave a gift wine box to Mr. Liu’s father and left in a hurry. At this point, the family was wondering, and Mr. Liu, who was on a business trip, immediately received a strange phone call.

　　"Boss Liu, have you received that gift?" The other party said on the phone.

　　Mr. Liu was at a loss: "What gift? I am in the field. "

　　Unexpectedly, the other party replied: "Call home and ask yourself." Then hung up the phone.

　　This phone call puzzled Mr. Liu, who was away on a business trip. He immediately called home to ask, what is going on?

　　Unexpectedly, on the phone, Mr. Liu heard something that surprised him. The family said that a stranger sent a gift wine box just now, and when he opened it, the family couldn’t help but take a breath! There is a hand soaked in a glass bottle! There is also a threatening letter attached to it.

　　Mr. Liu immediately called back the phone. He asked the other party, "Do I have any problems with you?" The other party replied: "No holidays, just asking you for money." The other party also gave Mr. Liu a bank account and asked him to remit 500,000 yuan into it.

　　Mr. Liu is also an experienced person in business. He has seen many similar things of extortion. Thinking of his relatives’ hands, he might send them home next time. Mr. Liu realized that the most reliable thing at the moment is to call the police immediately. So he immediately reported the case to the public security organ.

　　The clue is unknown

　　Multi-party investigation is emerging.

　　After receiving the report, the zunhua city Public Security Bureau was shaken. Soon, the forensic examination report confirmed that this hand was indeed cut off from a dead person, and it was the right hand of a man of about 65 years old. After further examination by forensic doctors, it is found that the death time of the owner of this hand should not exceed one month. That is to say, if there is a murder case, the time should be about one month in the near future. So where is the body of the deceased now?

　　The clues were concentrated on men around the age of 65, and the police immediately issued an investigation report to find the source of the body and the people who disappeared recently, but there was no news. On the other hand, considering that Mr. Liu has been doing business outside for a long time, the police have also launched a multi-party investigation on the complicated social relations in Mr. Liu’s business. The police started with the mobile phone number for calling Mr. Liu and the bank account number for remittance. It turns out that this is a mobile phone number that opened an account in Tangshan, Hebei Province. The registered owner is Yu Fei. At the same time, another investigator also investigated the bank account provided by the suspect and found that the account holder of a bank account in Miyun District, Beijing was also Yu Fei, and the name Yu Fei became the key to solving the case.

　　The police rushed to Miyun. After checking on the Beijing Population Household Registration website, there was no ID number of the account holder. Although there was a person named Yu Fei, the police handling the case checked them one by one and all were denied. From this point of view, Yu Fei uses a fake ID card. Later, in a bank in Miyun, the police found the bank surveillance video on the day the account was opened. According to the video, it was a middle-aged man who came to open an account that day.

　　Blurred figure

　　Lock the real murderer is a relative.

　　The police brought the surveillance video back to Zunhua, and asked Mr. Liu and his family to identify it. Looking at the vague figure in the video, Mr. Liu’s wife inadvertently said something that shocked the police.

　　Liu’s wife said: "The account holder of this deposit is a bit like Yu Xiaodong of Zunhua."

　　Who is Yu Xiaodong? What does he have to do with the Liu family? According to Mr. Liu, this Yu Xiaodong is one of their relatives. He used to run mining machinery parts, but he has not been heard from for many years, and they also think that Yu Xiaodong has no reason to do such a thing.

　　However, even if Yu Xiaodong seems to have no motive for committing the crime, the police launched a secret investigation into Xiaodong.

　　Finally, the local police got some news from Tianjin. In December 2003, Yu Xiaodong was dealt with by the police for beating others in Jixian County, Tianjin. By retrieving the files of that year, it was found that this was explained by Xiaodong himself, who had worked in Miyun and Pinggu, Beijing.

　　This clue immediately caught the attention of the police, because the bank account number that the suspect asked Mr. Liu to remit money also appeared in Miyun, Beijing. The task force once again rushed to Miyun and Pinggu in Beijing, but the result was empty. It turned out that although the police found a cement board factory where Yu Xiaodong used to work in Pinggu, Beijing, the boss reported that Yu Xiaodong left a year and a half ago. This Yu Xiaodong, the police always seem to be chasing after him, but it seems that he disappears without a trace at the most critical moment every time, and the case is deadlocked again. Is there anything wrong?

　　Time passed day by day, and there was still no progress in Yu Xiaodong’s clues. During this period, the suspect did not call again for blackmail, and his phone was always turned off. At this time, the police suddenly realized, will the suspect be nearby and always pay attention to the police’s investigation trend?

　　Therefore, the police decided to carry out a carpet search in Pinggu area. Everything comes to him who waits, and the mysterious figure who broke his hand finally showed his fox tail. After investigation, there was once a man with a pigtail who had a relationship with Yu Xiaodong in Pinggu area. This clue not only increased Yu Xiaodong’s suspicion, but also made substantial progress in the case.

　　After further investigation, the person who tied the plait was Wang Jianjun, a paddock worker in Hebei Province, and had no proper occupation. Is Wang Jianjun the man who lost his hand that day? The police immediately sent Wang Jianjun’s physical characteristics back to Zunhua, so that Mr. Liu’s father, the only one who had seen the suspect, could identify him. As a result, it was determined that Wang Jianjun was the one who sent off his hand.

　　At this point, there was a major breakthrough in the case. Through technical means, the police locked Wang Jianjun in a small hotel in Pinggu at this time, and I didn’t expect Yu Xiaodong to be with him. At 1 am on January 5, 2005, with the strong cooperation of Pinggu police, two suspects were arrested in one fell swoop. There is also a person named Ma Xubin with them. After examination, he is also a member of this blackmail gang.

　　Mystery of broken hand

　　Turns out to be digging a grave for a body

　　After the three people arrived at the case, the task force immediately interrogated them. During the interrogation, the three confessed to the criminal act of blackmailing Mr. Liu. However, the source of the broken hand has been slow to let go. What’s the secret behind the broken hand?

　　During the trial, the police learned that Yu Xiaodong was also in the business of mining machinery parts, and once lived a rich life. Two years ago, due to family conflicts and the accidental death of his son, Yu Xiaodong ran away from home and wandered in Hebei and Beijing. During this period, when he was working in a cement board factory in Pinggu, Beijing, he met Wang Jianjun and Ma Xubin. The three often fooling around together and sometimes begging for debts for others.

　　At the end of 2004, Yu Xiaodong was invited to Tongzhou, Beijing, to ask for debts. The object was a builder in Tongzhou, and he promised that if they could get their debts back, they would get half of the debts. Considering that it may not be possible to get the money back smoothly through normal means, Yu Xiaodong and his three men made up their minds about the means of debt collection.

　　After much reasoning, the three men came up with a "bad idea": give a hand as a gift to the creditor to scare him, which means to kill you or chop off your hand, and pay back the money if you are afraid. Three people wondering, send a broken hand, of course, there is a deterrent effect, but where to find this broken hand? This question made the three people painstakingly think.

　　Yu Xiaodong and others thought that good quality artificial hands could not be bought and cheap toy artificial hands were disdainful, so they had other ideas. Yu Xiaodong suggested: "Just get a real hand." Ma Xubin thinks: "It is definitely illegal to send the hand of the living, so it will kill people."

　　After determining that the people who were going to die were going to blackmail, the three began to inquire around to see where they could find this special extortion prop. They have been to the crematorium and wanted to go to the hospital to buy them, but they didn’t buy them. At this time, the three men were puzzled, and they couldn’t get manpower anywhere. Without manpower, they couldn’t scare the creditors and they couldn’t get the money. What should we do? At this time, the three people actually thought of a method that no one thought of. They thought, since I can’t get it before the dead are buried, why don’t I just dig you out and cut your hand after you are buried? What should we do? Dig the grave

　　Chop hands and feet

　　Destroy humanity behind greed.

　　But digging graves is not something that can be realized immediately after all. At the beginning of December, 2004, Yu Xiaodong set out from Beijing and drove aimlessly in the direction of Xinlong, wandering around looking for new graves. In the process, they also deliberately followed several people who were buried, but in the end they found that these bodies had been cremated, so the three of them had to give up and continue to look around Chengde.

　　A few people just wandered around, looking for new graves everywhere. A few days later, they moved to Hebei paddock area and finally found a suitable new grave here. After stepping on it during the day, the three men took tools to dig the grave that night and chopped off the dead man’s hand on the coffin board.

　　At that time, Yu Xiaodong and others originally planned to send a hand to Tongzhou’s creditors. At last, it was so complicated to get their hands, so they temporarily changed their minds. Anyway, when they opened the coffin, they conveniently chopped off the other hand of the body. They also agreed to cut off another foot, and after the hand was delivered, if the other party ignored it, they would deliver the foot again, so the three men immediately chopped off another foot of the body.

　　After committing the crime, the three men buried one foot in the mountain of Miyun, and put their two hands in bottles to keep them. The next day, they sent a hand to the builder in Tongzhou and extorted 500,000 yuan. While waiting for a reply, Yu Xiaodong found out that the builder not only didn’t call the police, but was also planning to remit money to them. Seeing how easy it is, he thought of having an extra hand, and he made up his mind again. This man has worked so hard to find props, so he must make good use of them. Now that he has done it, he might as well make it bigger and make another profit.

　　So, Yu Xiaodong hit his idea on his rich relative, Mr. Liu. According to Yu Xiaodong’s arrangement, on the afternoon of December 22, 2004, in Mr. Liu’s home, there was a scene in which Wang Jianjun, who had a pigtail, sent a gift wine box with a broken hand to the Liu family in the name of giving gifts for the New Year.

　　It was when Xiaodong and his wife were dreaming of making a fortune that Mr. Liu immediately called the police. What Mr. Liu didn’t expect was that the black hand behind the scenes turned out to be his relative Yu Xiaodong. After 13 days of hard investigation by the police, the three suspects finally fell into the French Open.

　　On January 8, 2005, Zunhua police took the suspect Yu Xiaodong to the Hebei paddock where they stole the body for identification. After the coffin was opened, the body was indeed chopped off with two hands and one foot. On the same day, the police found the suspect’s foot buried in the mountain in Miyun, Beijing. At this point, this vicious extortion case was solved.

　　According to the police, the three suspects involved not only the crime of extortion, but also a crime: the crime of stealing corpses. Article 302 of the Criminal Law stipulates that the crime of stealing and insulting a corpse refers to "the illegal possession of a corpse by secret stealing, or the act of insulting a corpse by obscene, destructive, abandoned or other means." It is understood that there have been cases of extortion with broken fingers in other places before, but such cases of extortion with real people’s broken hands are still rare in the country.

　　According to chutian jinbao

Editor: Li Erqing

For most people, it is only the beginning to mention cars from 4S shops, and the cost of car maintenance in the later period is the big deal. So what I said today can help us save some money in the future. Next, let’s take a look with Xiaobian.

Let’s take a look at the appearance of Model 3 first. The front face of Model 3 presents a deep design style, and the middle net adopts a blackened shape, which looks more dynamic and lively. Coupled with the stylish and dynamic headlights, many interesting details can be seen from the inside. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4724 mm * 1848 mm * 1430 mm. The car adopts avant-garde lines, and the side gives people a very dynamic feeling. With large-sized thick-walled tires, smooth lines run through the whole car side. In the design of the rear end, the rear end looks sharp, and the taillight style is more fashionable and simple, creating a good atmosphere.

Sitting in the car, the interior presents a solid design style, which is consistent with the positioning of the car. The steering wheel of the car uses a three-spoke design, which is made of leather and has a good visual effect. From the central control point of view, with the 15.4-inch central control screen, the interior design is quite layered, and the overall design of the central control is very good. Finally, let’s look at the dashboard and seats. The dashboard design is remarkable and looks simple. The car adopts leather-like seats, equipped with functions such as electric adjustment of auxiliary seat, electric adjustment of seat with memory, and seat proportion tilting, and the overall comfort is acceptable.

Model 3 is equipped with a motor with a total power of 343KW and a total torque of 723N.m It has good acceleration, excellent cruising range and good power performance.

Equipped with driving mode selection, Bluetooth key, NFC/RFID key, interior atmosphere light, traction control (ASR/TCS, etc.), Bluetooth /WIFI connection and other configurations, the configuration has reached the mainstream level of the same level.

After reading this car, I believe you have a general understanding. I wonder if you are excited about this car introduced today?

　　On April 25, 2024, Equation Leopard Automobile presented its product "Family Bucket" at the Beijing Auto Show, focusing on BYD’s professional and personalized brand, which provided a new solution to automobile product form and user life. The theme conference of "Evolving New Realm" was held at the booth of Equation Leopard at the same time. It was officially announced that in order to meet the diversified car demand of more users, Leopard 5 added a luxury version of Yunqi on the basis of the original model; The experience of old car owners will also evolve and travel will be more enjoyable.

　　The "2+X" product system was initially assembled, and Leopard 8 created a new benchmark for the hardcore flagship.

　　Since Equation Leopard Auto officially released its product matrix on April 16th, the hardcore off-road Leopard 5, hardcore flagship Leopard 8, SUPER 3 and SUPER 9 also ushered in the first show of the auto show. Based on the design system and concept of "Vientiane Universe", Equation Leopard extracts the essence in the infinite universe, giving each car a unique thinking on individual car aesthetics. SUPER 3 is inspired by the "Star Chariot" and forms a free expression of publicity; SUPER 9 adopts "space cockpit" double cab and open roof design, which shows the ultimate understanding of performance aesthetics.

　　The super hybrid hardcore flagship SUV Leopard 8, which is expected to be launched after the third quarter of 2024, is the second model of DMO super hybrid off-road platform. It lights up the design inspiration with the "future starship aesthetics" and incorporates sci-fi elements such as starship wing headlights, starship V-shaped surface and energy propulsion taillights, which is another innovation to the traditional hard-core SUV modeling design. The new car will be equipped with a 2.0T high-power engine, Yunqi -P intelligent hydraulic body control system and the high-order intelligent driving assistance system of the Eye of God. In the future, the full intelligent driving scene coverage of high-speed and urban NOA will be realized. In addition, Leopard 8 will also have the leading level of active and passive security technology at the same level, and the unique security black technology configuration at the same level will explain the deep solution of the hardcore flagship with all-round strength.

　　Leopard 5 will push the new model, and the old car owners will realize the experience evolution.

　　As the first model of Equation Leopard, Leopard 5 is an all-around expert that allows users to have both urban life and distant dreams. It can cover all scenes such as cross-country crossing, urban commuting, suburban self-driving, outdoor camping and trailer towing. Since its listing in November 2023, Leopard 5 has delivered nearly 20,000 vehicles, and has been the champion of China New Energy Beam Hard SUV for three consecutive months. The intelligent hydraulic body control system of Yunqi -P Standard Edition is the soul of Leopard 5, and it is also the only hydraulic suspension in the industry that can perfectly balance urban and off-road. In order to let more users enjoy the unlimited free travel life and comfortable experience brought by Yunqi -P, Equation Leopard has specially launched the Yunqi Deluxe Model on the basis of the exploratory version, with a price of 329,800 yuan, which makes this hard-core technology no longer exclusive to the flagship model of Yunqi, and uses technology to realize individual equality. The new car is expected to enter the market in early June. If users are more inclined to be all-around and fully equipped with technology and comfort, then the flagship model with 12.3-inch passenger entertainment screen, 50-inch head-up display, streaming media rearview mirror, front seat massage/rear seat ventilation, electric retractable pedal and UWB digital key, as well as exclusive border blue color and 18-inch off-road style wheels, will be the best choice.

　　To pay tribute to Leopard 5 as the world’s first new energy vehicle to cross the N39 "Tower 1 Line" in Taklimakan Desert, Equation Leopard Automobile also launched the "Tamomi" interior color matching, allowing users to have more personalized choices. At the same time, Equation Leopard is expected to start the second OTA push of Leopard 5 old car owners in May, which will bring a brand-new evolution of travel experience and allow users to get more satisfaction in comfortable, intelligent and outdoor camping scenarios.

　　In addition to the continuous improvement of product strength, the service system of Equation Leopard has also been upgraded, and the pre-sale "leopard-like considerate" service and after-sale "leopard-like sincere" service have been officially launched. Relying on the strong systematic strength of BYD Group, Equation Leopard not only achieves 100% coverage of the first-tier, new first-tier and second-tier cities by operating stores, but also enriches the intimate personalized service standards and contents after upgrading, and also builds a complete and reassuring life cycle management for all vehicles.

　　Excellent service and the accelerated landing and continuous rejuvenation of the product system will also bring more colorful life to users. During the auto show, you can also come to the W101 Equation Leopard booth of China International Exhibition Center (Beijing) and get a close look at the strength of Equation Leopard products to solve the future life.

On February 28th, Chery iCAR 03 was officially launched at a price of 10.98–169,800 yuan. This car is the first model of Chery brand iCAR, and it is available in two-wheel drive and four-wheel drive versions.

Fanghezi modeling

In terms of appearance, the front face of iCAR 03 is equipped with a closed air intake grille, and the headlights on both sides are in the shape of "I", and they are connected by decorative boards with threads. The biggest highlight is that the lighting group and the middle logo are integrated with the "I" design of the brand logo, which has a high lighting effect and brand recognition. It also has six kinds of intelligent lights, corresponding to unlocking, locking, greeting, car finding and other functions.

The side of the car body maintains a straight line shape, and the windows and roof are blackened to create a floating effect. It is equipped with a hidden door handle and a five-spoke hub shape, and the hub is available in 18-inch and 19-inch sizes. At the same time, it also adopts the form of two-color body color matching, which is very suitable for the tastes of young consumers.

In terms of body size, the length, width and height of iCAR 03 are 4406/1910/1715mm, respectively, and the wheelbase is 2715mm, so it is a compact pure electric SUV.

What is more interesting at the tail is its "small schoolbag" design. It is not a traditional spare tire, but a storage compartment with considerable volume. The LED taillights on both sides are also inspired by the brand logo, and the shape echoes the headlights, and the tailgate of the trunk is also an electric suction door, which will save effort when closing the door.

Equipped with a 15.6-inch central control panel

In terms of interior, the center console adopts many straight lines, which makes the overall shape tough. The car is equipped with a 15.6-inch suspended central control panel and an embedded full LCD instrument panel, as well as a three-spoke multi-function steering wheel and a crystal gear shift handle, demonstrating its sense of science and technology. In addition, the interior details are also decorated with some metallic ornaments. In terms of configuration, the new car comes standard with keyless entry, automatic LED headlights, automatic wiper, electric adjustment of the main driver’s seat, and other functions.

The maximum pure battery life is 501km.

In terms of power, iCAR 03 is available in two versions: rear-drive and four-wheel drive, equipped with Contemporary Amperex Technology Co., Limited lithium iron phosphate battery. Among them, the rear-drive version is equipped with a motor with a maximum power of 135KW, and there are two versions of 401km and 501km for battery life; The four-wheel drive version is equipped with dual motors, with the maximum power of 70KW and 135KW respectively, the fastest acceleration time of 6.5 seconds, and the battery life is available in two versions of 472km and 501km, which meets the needs of different consumers.

In addition, the car is equipped with iWD intelligent electric four-wheel drive, and adopts H-arm multi-link and hydraulic bushing chassis structure, adopting all-aluminum girder and 8 driving modes.

Chery iCAR 03 is the first model of iCAR. The off-road SUV with square box shape really attracts young consumers, with exquisite interior and rich configuration. Coupled with its strong power performance, combined with the current price, it still has good market competitiveness.

Topic: 60 years of classic China glory

Photo by Xu Kangping, Central Bank Building

　　In 1949, the people who had just been liberated were still "distrustful of the paper money issued by the government, and felt that the silver dollar was more useful". Sixty years later, the RMB has become the undisputed "hard currency" in Hong Kong people’s wallets.

　　At the beginning of the founding of New China, the employees of CCB Shanghai Branch "packed up their backpacks and went to the construction site" to provide on-site services for key projects such as Shanghai Steam Turbine Factory, and shuttled through boiling construction sites all day. Sixty years later, they supported a large number of municipal construction projects from the elevated expressway to the Huangpu River tunnel through bilateral loans and syndicated loans.

　　Even 20 years ago, many people still couldn’t tell the difference between "China People’s Bank" and "China Bank". Today, the slightest policy trend of the People’s Bank of China has become the focus of worldwide attention.

　　60 years is only a short moment in the long river of history. However, for China’s financial industry, it is a "one-size-fits-all". In the past 60 years, China’s financial industry has gone through the ups and downs with the historical wheel of the Republic, and has completed the vicissitudes of life from the beginning to the rise, sorting out the growth path of a financial power.

　　Banking articles from zero starting point to global reputation

　　On February 26, 2009, Beijing was warm and cold. "In 2008, the after-tax net profit of banking financial institutions in China was 583.4 billion yuan, an increase of 30.6% over the previous year. Total profit, profit growth and return on capital are among the best in the world. " Liu Mingkang, chairman of the China Banking Regulatory Commission, who came to the the State Council Information Office, was all smiles to Chinese and foreign journalists: "In the financial crisis, although China’s banking industry could not be immune to it, it was unique in the world!"

The insurance industry serves people’s production and life.

　　In the face of the global financial crisis, the outstanding performance of China’s banking industry comes from the solid foundation laid by continuous reform and development in the past 60 years.

　　On December 1, 1948, the People’s Bank of China was formally established, assuming the dual roles of central bank and commercial bank. Today, the total assets of the banking industry reach 73.7 trillion yuan, and there are more than 5,600 banking financial institutions in China, with the central bank as the core and a complete financial organization system of banking, securities and insurance; A financial market system with coordinated development of capital market, money market, gold market and futures market; And the financial supervision system with the structure of "one line, three meetings" has begun to take shape.

　　Since the reform and opening up, China’s macro-economy has experienced several obvious fluctuations, including inflation, overheating and deflation. Correspondingly, it has also undergone several major macro-controls. During this period, the monetary policy closely follows the pulse of economic development, taking corresponding changes in a timely manner, becoming increasingly flexible, prudent and targeted, and ensuring the smooth progress of economic ships.

　　The average capital adequacy ratio of less than 5% and the non-performing assets ratio of more than 25% were the current situation of China commercial banks in 1993. In 2002, the National Financial Work Conference pushed the reform of commercial banks onto the historical stage. ICBC, Bank of China, China Construction Bank and Bank of Communications successively went public and initially established a modern enterprise system. Non-performing loans in the banking industry decreased from 23.6% at the end of 2002 to 2.4% at the end of 2008. In the face of a foreign banker who was worried about the non-performing loans of China’s banking industry, a senior executive of the China Banking Regulatory Commission once said humorously to him: "You can safely drink the wine in the glass." "Going home during the holidays, have you got back all the wages earned by working?" "The money is in the card. We use the bank card now, which is much safer than carrying it with us." This is a conversation between Premier Wen Jiabao and a migrant worker at Beijing West Railway Station on the eve of the Spring Festival last year. It is through the special service of migrant workers’ bank cards that this young man realized his desire to earn money in other places and withdraw money at home. Today, the total circulation of bank cards in China exceeds 1.8 billion, and bank cards have become the most extensive and frequent non-cash payment tool for individual residents.

　　Securities articles move from childish ignorance to rational norms

　　If the 60-year magnificent course of China’s financial industry is a magnificent historical picture, then the birth and development of the capital market is undoubtedly one of the highlights.

　　On November 14th, 1986, Deng Xiaoping returned a stock of Shanghai Feile Audio Company as a gift to John Van Erling, then the chairman of new york Stock Exchange. At that moment, the international community exclaimed that "China shook hands with the stock market".

Growth chart of total assets of banks

Number growth chart of listed companies

　　The new China capital market is so immature: the first stock business counter opened in Shanghai in China has no computer and market display screen, and the transaction price determined by customers’ oral negotiation is written on the blackboard; The staff completes every procedure from delivery, registration, stamping to transfer by hand; The average daily transaction volume is only a few dozen.

　　Looking back, China’s capital market, which grew out of nothing and grew up in various criticisms and debates, has long since changed: the number of listed companies has grown from 14 at the end of 1991 to 1,628 at the end of July 2009, an increase of 115 times in 18 years. The total market value of Shanghai and Shenzhen stock markets is 23.5 trillion yuan, accounting for 95.4% of GDP in 2008, ranking third in the world in terms of market value.

　　Behind these figures, there are more profound changes: the quality of listed companies has improved steadily and become a new force to promote economic development. A large number of super-large enterprises related to the national economy and people’s livelihood, including China Petroleum and Industrial and Commercial Bank of China, have landed in the A-share market one after another. Institutional investors, including funds, social security and insurance funds, have gradually become the main force of the market. QFII and QDII have successively "rushed to the beach" and "went out to sea", becoming the link between the international capital market and the China capital market …

　　When "creating conditions for more people to have property income" entered the report of the 17th National Congress of the Communist Party of China for the first time, people found that the development of the securities market expanded residents’ investment varieties from early single savings to stocks, national debt, funds, warrants, futures and other financial management tools. China’s capital market has not only become a "barometer" and "engine" of China’s economic development, but also become an important channel for investors to share economic achievements and form a wealth effect.

　　Insurance articles from outshine others to a hundred flowers blossom.

　　At the end of June, 2008, Zhang Guangfa, a farmer in Yingxiu Town who suffered heavy losses in the Wenchuan earthquake, received more than 3,000 yuan from the insurance company. Like Zhang Guangfa, nearly 20,000 people affected by the disaster started their new production and life after receiving compensation totaling 1.66 billion yuan. A year later, the insurance industry in the disaster area achieved rapid development. From January to May this year, the growth rates of accident insurance in Deyang, Mianyang and Guangyuan reached 98.8%, 98.3% and 265.4% respectively.

　　The growth footprint of the insurance industry can be followed: it is born of hardship, and it is synchronized with economic development, national strength and people’s prosperity.

　　On October 20th, 1949, the 20th day after the birth of New China, the central government approved the establishment of China People’s Insurance Company, the only insurance company in China. Starting from this, China’s insurance industry embarked on an extraordinary journey: in the late 1950s, the national financial conference decided to "immediately stop domestic insurance business"; Until April 1979, the State Council made a major decision to "gradually restore domestic insurance business"-the insurance industry, which had been silent for 20 years, revived in the spring breeze of reform and opening up.

　　"In the early days of reform and opening up, insurance was still a new thing for most people, and even many people mistakenly thought it was selling safes." As an old insurer, Lao Zhongping of China People’s Insurance Company Jiangmen Branch basically witnessed the leap from birth to "standing" in China’s insurance industry: from the beginning, one company monopolized the world, and the total premium income was only 460 million yuan. By the end of 2008, there were 120 insurance companies nationwide, achieving a premium income of 978.4 billion yuan, exceeding the sum of the national premium income from 1980 to 1999, and the market scale increased by more than 2,000 times.

　　In the past, people’s impression of insurance was limited to the "family property insurance policy" that they had vaguely seen. Now, a car insurance policy of several hundred yuan can intensively make more than 10 services such as "24-hour claim settlement", "private car escrow" and "drunk driving".

　　Thirteen employees and several dilapidated offices were the only assets of China Ping An Insurance when it was established in 1988. In June 2009, Ping An Insurance, with assets of 750 billion yuan, bought Shenzhen Development Bank in a big way-20 years later, China insurance industry blew the horn of marching into the comprehensive financial kingdom …

　　(The photos in this edition are provided by the People’s Bank of China and the China Insurance Regulatory Commission except the signature) Chart production: Li Jinjie

Editor: Xu Guimei

What kind of car can be called a heavyweight? I think that ordinary people can afford it and experience it well is definitely one of the standards, and it is such a car. The starting price of M03 has been officially confirmed to be no more than 135,900, and even if it finally comes to the market with a price of 128,800 or even lower, it is not impossible, while 150,000 can buy its middle and high-end models, which is very close to the people.

Comment on MONA M03 in Tucki:

Cheap car, distinctive design, and practical hatchback!

Advantages:

1. The price is affordable enough for most people.

2. Good driving comfort and leapfrog experience.

3. The wheelbase is 2815mm, and there is enough longitudinal space in the car.

4, the design has its own characteristics, and the rear of the car is especially beautiful.

5, the car experience is smooth, and there are small features.

Insufficient:

1. The head space in the back row is cramped

2. Advanced intelligent drivers can only expect the MAX version.

Drive beyond expectations

As for the affordable price, we talked at the beginning. As far as I know, there must be some surprises in the final listing price, so I also directly regard the price as one of M03′ s advantages. Based on this, let’s talk about the feeling of driving again, and there will be a basic reference standard. The price of 100,000 yuan, whether it is the former Wang, Wang, Wang, Wang, Wang, Wang, and Wang, or the popular Qin PLUS EV and Wang, will achieve the performance of compact family cars, and some of them have obvious shortcomings, and the performance of M03 is better than them.

If you want to experience it yourself, you can focus on three aspects: the feeling in the bumpy car, whether the brakes nod, and the noise performance when driving. These three excellent performances can make the comfort feel good.

In addition, L2-class driver assistance and automatic parking functions are standard, among which automatic parking has also successfully completed the parking of broken road parking spaces and no parking spaces in our experience, showing first-class performance (shown in the video above). As for driving assistance, it can’t be required by XNGP standards, but there will be a MAX version with stronger intelligent driving ability, which I believe will reflect the level close to the high-level XNGP.

Long wheelbase brings large space.

Tucki MONA M03 has a body size of 4780/1896/1445mm and a wheelbase of 2815mm, and its measurements are relatively conventional. However, the wheelbase is quite long in a compact car, which is finally reflected in the interior space. The rear leg space is also a medium-sized car, and the trunk space is comparable to that of a medium-sized SUV under the hatchback design.

It should be noted, however, that M03′ s slip-back design still has an impact on the rear head space, which makes adults feel a little cramped when riding, and at the same time, the rear seat height is too high, which is also a major reason for its limited head space.

The design has characteristics.

Some people say that the MONA M03 in Tucki is the best-looking A-class car, but my colleagues around me have objections. It is normal to have different views on the design, but we can agree that this car looks memorable, which is enough. You may not please everyone, but it is a successful design to make some people remember it.

Car experience is smooth.

In the previous static experience, we also specifically talked about some performances of the car. Generally speaking, it is silky enough to use. The large screen size is 15.6 inches, and the screen accounts for 88.5%. It has high brightness and high color reproduction. The 8155 chip is equipped with a large 16GB RAM. The hardware may not be top-notch, but the experience is very good.

On the other hand, the overall use logic of this car machine is the same as that of tablet and mobile phone, which is very easy to use, and the total menu level is only three layers, which is very convenient to use.

Summary: A good car that everyone can afford.

Last week, He Xiaopeng announced that the order for M03 exploded. In fact, when I learned about this car, I was not surprised that it would explode if it was sold at a price not higher than 135,900. This is an affordable product with excellent strength in all aspects. In fact, in addition to the above-mentioned comfort in driving, easy use of automatic parking, large space, unique design and smooth car experience, it also comes standard with CLTC 620km battery life and 15 minutes. Finally, MONA M03 in Tucki will be listed on the 27th, and interested friends can continue to pay attention to our report.

In appearance, the domestic new model continues the overseas model design, and the overall shape is basically the same as that of the old model. The front face of the new car is equipped with a kidney-shaped air intake grille, and the interior is decorated with chrome plating, and double L-shaped daytime running lights are used. The shape of the car side is slender, and multi-spoke aluminum alloy wheels are selected. The rear of the car has been redesigned, and the exhaust is a bilateral single-outlet layout, and the overall design of the rear of the car is more full.

The interior of the new car is still family-style, the suspended central control panel is square, three-position and drumstick shift levers are equipped, the shift lever of the new car is quite thick, and it is also equipped with a new generation of BMW idrive7.0 system, and some details in the car are decorated with silver trim strips.

The length, width and height are 4838×1827×1454mm respectively, and the wheelbase has reached 2961 mm. In the same class, the wheelbase of BMW 3 Series ranks first. One bright spot is that its width reaches 1827mm, which reflects that the lateral space inside the car is not bad. The design of skylight also increases the subjective space feeling of front and rear passengers. Among the models of the same price and class, the trunk volume of BMW 3 Series ranks 12th. It can basically meet the luggage space for family travel. But there is no extra hidden storage space.

The BMW 3 Series is equipped with a combination of 2.0 turbocharged engine (direct injection) and automatic manual (AT). The power performance of the 2.0 engine on the BMW 3 Series is quite satisfactory, and the low torque is weak and the hysteresis can be felt. The official measured acceleration of BMW 3 Series is 6.3S, ranking 6th among 250,000-400,000 medium-sized car models.

The active/passive safety configuration of BMW 3 Series is complete, includingAutomatic parking、Zero tire pressure endurance tire、Automatic parking、Steep slope descent、hill start assist control、knee airbag、HUD head-up display、Anti-lock braking (ABS)、Braking force distribution (EBD/CBC, etc.)、Brake assist (EBA/BAS, etc.)、Traction control (ASR/TCS, etc.)、Active noise reduction、Engine start and stop、Side safety air curtain、Wireless charging of mobile phone、night vision system、LED daytime running lights、Forward reversing radar、Tire pressure monitoring、Steering wheel heating、Body stability control (ESP/DSC, etc.)、Rear reversing radar、Fatigue reminder、Remote parking、Child seat interface、Lane keeping (LKAS)Equal configuration.

Among them,Automatic parkingYou can avoid stepping on the brakes for a long time or needing to pull frequently;Steep slope descentCan safely pass through steep slope road conditions at low speed;knee airbagReduce the injury of the car interior to the occupant’s knees in the secondary collision.

In addition to the above description, we can also go to the Easy Car Forum to browse more real car feedback from actual buyers, or use our experience.

　　[car home New Car Listed] On August 20th, the 400,000th complete car of Euler, the Good Cat Honorable Model, slowly rolled off the production line at Taizhou Smart Factory of Great Wall Motor. At the same time, the 2023 Good Cat/Good Cat GT Honorable Model was officially listed.the formerThe price range is 149,800-165,800 yuan, and the latter is 153,800 yuan.Both models are products created by Euler and users, which have improved speed-up, climbing ability and quietness. The official will provide limited-time cash discount of 20,000 yuan for car buyers. At the same time, users who buy the honorable cat will enjoy the V2L external discharge function worth 2,999 yuan free of charge, and users who buy the honorable cat GT Mulan version will enjoy a 50% discount on the optional package of intelligent assisted driving. Please see the following table for the detailed model price:

"Euler’s 400,000th vehicle rolled off the assembly line"

　　The Euler brand was founded in 2018, and the 400,000th vehicle rolled off the assembly line in five years. At present, the repurchase rate of Euler users exceeds 26%, the referral rate exceeds 31%, and female users account for 75%. In the era of brand 2.0, Euler has strengthened her determination and confidence to deeply cultivate women’s car tracks, and will also give women "true love", including "brand upgrade" from China Euler to the world Euler, "technology upgrade" from cost performance to warm technology, "service upgrade" from platform system to exclusive system, and "user upgrade" from young girls to big women. Euler has built a 1080-degree women’s safety architecture around women’s needs-"warm technology", that is, 360 basic safety+360 intelligent safety+360 health safety.

　　In addition to the newly listed models, all models of Euler have certain limited-time cash discounts and gift packages during August 1 -31, 2023. Among them, the 2023 Good Cat and Good Cat GT have a cash discount of 22,000 yuan, and the lightning cat has a maximum discount of 42,700 yuan. The 2023 Euler Ballet Cat provides users with basic traffic free for life, entertainment traffic free for 2 years, three-power lifetime warranty (the first individual non-operating car owner), and vehicle warranty for 4 years or 150,000 kilometers.

● New car features

　　(|) The retro futuristic design concept is adopted, and the rounded lines on the front face are matched with oval light groups and three-stage air intakes, which looks very exquisite. At the same time, the raised ribs on the front hatch cover also appropriately enhance the sporty atmosphere of this car. From the side of the car body, the front fender of the car is equipped with a charging socket, and the shape of the front and rear fenders also uses some wide-body designs. In terms of the tail, the unique taillight shape and license plate area shape of the car enrich its visual layering at the tail.

　　As for the interior, Good Cat is designed with a hood and equipped with a 7-inch instrument. The 10.25-inch central control touch LCD screen supports CarPlay and Hicar mobile phone interconnection mapping, and has the functions of voice recognition system, 4G/5G network, Wi-Fi hotspot and so on, and supports OTA upgrade. Stylish through air conditioning air outlet and dual-spoke multi-function steering wheel make this car look more exquisite.

　　In terms of configuration, tire pressure monitoring, single pedal mode, automatic parking, uphill assistance, 360-degree panoramic image, rear parking radar, keyless start and entry, remote start, Bluetooth key, and rain-sensing wiper are all standard.

　　In terms of power, Good Cat is equipped with a permanent magnet/synchronous motor with a maximum power of 143 HP (105kW) and a peak torque of 210 Nm. The battery pack has various specifications including Guoxuan Hi-Tech and Honeycomb Energy, Ferrous lithium phosphate and ternary lithium battery, etc. The cruising range of CLTC is divided into 401km and 501km. Fast charging takes 30 minutes to charge the battery from 30% to 80%, and slow charging takes 8 hours to fully charge.

　　At the Shanghai Auto Show, the 2023 Euler Good Cat GT Mulan Edition was officially launched, and the appearance was equipped with a round headlight group. The cute design style can win the favor of many female users.

　　The interior adopts 7-inch full LCD instrument panel +10.25-inch central control panel, which supports voice interaction, multimedia entertainment and even Tik Tok and iQiyi. In addition, the car also supports OTA vehicle remote upgrade service and mobile App remote car control, in which remote car control can realize electronic fence, intelligent car search and other functions.

　　In terms of configuration, tire pressure monitoring, single pedal mode, automatic parking, uphill assistance, 360-degree panoramic image, rear parking radar, cruise control, keyless start and entry, remote start, Bluetooth key, rain-sensing wiper and external discharge are all standard.

　　In terms of power, Good Cat GT is equipped with a motor with a maximum power of 135 kW and a maximum torque of 250 Nm. It is equipped with a 47.8kWh lithium iron phosphate battery with a cruising range of 401km. In terms of charging, the slow charging time of the car is 8 hours, and the fast charging (the power is from 30% to 80%) takes 30 minutes.

● Edit Comment:

　　In recent years, Euler has continuously deepened the female user market and formed a "cat family" product matrix. From a cute little cat to a retro ballet cat and a coupe-style lightning cat, Euler meets the different preferences of female users with diversified layout and adheres to the differentiated brand route. The good cat honor model listed tonight is a work with both cost performance and face value based on market demand, which will continue to satisfy users and help the sales of the good cat family to further increase. (Text/car home zhang xiaodan)

　　Cctv newsRecently, some mobile phone users reported that when some mobile phone apps were opened, the mobile phone automatically started taking photos or recording, and it was suspected that sneak shots were taken. These two incidents that may involve revealing personal privacy quickly attracted public attention.

　　In order to realize the full-screen design, the mobile phone in the report video designed the front camera as a lifting and hiding function. The whistleblower said that when he opened the QQ mobile browser, the camera of the mobile phone suddenly rose out by himself, and he was suspected of being photographed or secretly recorded. This video quickly became a hot search on the internet that day, and caused strong dissatisfaction among netizens about the suspected sneak shots of mobile apps.

　　In this regard, the QQ browser team quickly issued an official statement, saying that there is indeed an action of raising the camera, but this is just that the APP wants to obtain the parameters of the camera in order to support the QR code scanning, and will not turn on the camera, let alone shoot or record, and explain the cause of the problem and the technical principle for this abnormal phenomenon. The statement also stated that the mobile QQ browser will not collect any privacy of users, and will optimize the user’s experience and experience.

　　Coincidentally, a few days later, some netizens reported that when using Baidu input method to search web pages in Baidu browser on mobile phone, the top of mobile phone showed that Baidu input method was recording. Similarly, the Baidu mobile phone input method team responded at the first time, saying that this phenomenon was caused by the optimization of voice microphone preheating, in order to speed up voice startup. He also said that Baidu input method will not record without the user’s consent at any time, nor will it collect privacy by any means.

　　For Tencent and Baidu’s statements, many netizens said that they did not sneak shots. Why did they start the camera? Why don’t you steal the recording? If the camera is not designed to be mechanically lifted, we are still unconscious of this problem; Some netizens questioned that even if the camera parameters are read for scanning the QR code as stated in Tencent’s statement, is it necessary to use the front camera?

　　The reporter contacted Tencent and Baidu through various channels, hoping to interview the relevant events. Tencent’s public relations staff declined after several detailed telephone conversations with reporters and learned the specific interview content, while Baidu made it clear that the official statement would prevail and refused the reporter’s interview.

　　Multi-user authorization of mobile APP routine is "agreed"

　　The successive incidents of mobile phone apps suspected of sneak shots have once again triggered public concern about the protection of personal information. Nowadays, mobile APP is like a double-edged sword, which brings convenience to our lives, but also lays a great security risk.

　　APP routine 1: automatically check the agreement

　　The reporter randomly downloaded a number of commonly used mobile APPs in the APP stores of Android and Apple phones, respectively, and found that after downloading the mobile APP, a line of fine print will be displayed at the bottom of its registration page to remind users that they need to read and check the User Agreement and Privacy Policy before using the app, and they can only be used normally after being authorized successfully. Many apps are automatically set to checked and default consent status without waiting for users to read.

　　APP routine 2: the user agrees to authorize when logging in.

　　Some apps are marked at the bottom of their registration page, and users only need to log in to indicate authorization. These mobile apps either require users to agree to share personal information with third parties in the privacy policy, or simply use third-party software to log in, and provide multiple third-party platforms such as WeChat and Weibo on the login page. In order to save trouble, users usually click on the third-party platform to log in quickly, but unconsciously choose the default authorization.

　　APP routine 3: Explain that the words are too long and obscure

　　After clicking on the Privacy Policy and User Agreement of a variety of mobile apps, the reporter found that many instructions are not only lengthy but also obscure, which is time-consuming and laborious to read.

　　APP routine 4: indiscriminate use of personal information has become a common phenomenon

　　The reporter’s investigation found that at present, the APPlication rights of mobile APP generally involve a number of personal information, including reading location, phone number, camera, SMS, address book, microphone, sports data, body sensor and other sensitive information. Once these rights are agreed, it means that the app can read relevant information at any time without user’s confirmation, which also explains why users start the camera and recording function when using mobile apps such as QQ browser and Baidu input method. Once the user refuses the authorization of some so-called core information, he can’t use the APP normally. For example, when using Sina Weibo, the user must agree to telephone authorization, which includes the right to read the user’s call records, otherwise it cannot be used; When using Baidu mobile phone input method, the application reminds users that they may collect all the words of users, including personal data such as passwords and credit card numbers.

　　According to the Survey Report on the Protection of Internet Users’ Rights and Interests in China 2016 released by internet society of china, from the second half of 2015 to the first half of 2016, the economic losses suffered by Chinese Internet users due to spam messages, fraudulent information and personal information disclosure reached 91.5 billion yuan.

　　Expert: Combating information leakage needs to be severely punished.

　　As early as 1995, the European Union promulgated the Directive on the Protection of Personal Data, and on May 25th this year, the European Union promulgated the most stringent General Data Protection Regulation, which stipulated that data controllers and processors providing services to European users could be fined up to 20 million euros or 4% of the global turnover in the last fiscal year in case of serious illegal data processing. Take Google as an example. In 2017, Google’s total global revenue was $110.8 billion. Assuming that it leaked users’ personal privacy and other illegal acts, the EU could impose a maximum fine of more than $4.4 billion on Google. In China, if an individual illegally obtains other people’s privacy, such as stealing photos, etc., according to the Law on Public Security Administration Punishment, if the circumstances are serious, he will be detained for more than 5 days and less than 10 days, and 500 yuan will be fined: if a business entity leaks personal information, he will be fined up to 1 million yuan according to the Cyber Security Law.

[car home Linfen Preferential Promotion Channel] Recently, the models in Linfen area are undergoing price reduction promotion activities, with the highest preferential margin reaching 115,000 yuan, making the minimum starting price only 324,900 yuan. Interested consumers can click "Check the car price" in the quotation form to get higher discount.

The design of BMW i4 is full of modernity and futurity. The front face adopts a closed design, which highlights the identity of electrification. The body lines are smooth, and the dynamic wheel hub design makes the whole car look sporty. The overall style is fashionable and full of strength, showing BMW’s consistent luxury and exquisiteness.

The dimensions of BMW i4 are 4785mm long, 1852mm wide and 1455mm high, and the wheelbase is 2856mm. The car’s side lines are smooth and sporty, with 18-inch rims. The front wheel tyre size is 245/45 R18, and the rear wheel tyre size is 255/45 R18, showing a unique sports style.

The interior design of BMW i4 embodies the perfect combination of modern luxury and technology. The 14.9-inch large screen on the center console is eye-catching, which integrates multimedia system, navigation and intelligent voice recognition functions, bringing convenient operation experience to drivers. The steering wheel is made of high-quality leather and has the function of manual adjustment up and down and back and forth, ensuring that every driver can find the most comfortable position. According to the user’s needs, the seat provides three choices: imitation leather, genuine leather and leather /Alcantara mix-and-match. The front and rear, backrest, height adjustment, leg rest and waist support functions are provided for the driver and passenger seats, which further improves the riding comfort. In addition, the front seats also have a heating function to provide warmth in the cold season. The car is also equipped with a number of USB and Type-C interfaces to meet various charging needs, and at the same time supports the wireless charging function of mobile phones, which provides great convenience for modern scientific and technological life.

BMW i4 is equipped with a high-performance motor with a maximum power of 210 kW and a maximum torque of 400 Nm, which provides a strong power output for the vehicle.

The owner of car home gave a very positive evaluation of the BMW i4. He specifically mentioned: "Sound insulation is good, power is sufficient, and the appearance is king. I don’t think I will lose my sister Mercedes-Benz when I make the volcanic red interior." This fully demonstrates the excellent performance of BMW i4 in many aspects, and is undoubtedly an excellent choice worthy of consideration by many consumers.